After the water rises: How FEMA maps can affect insurance, rebuilding and buyout options for Montgomery County homeowners

Kathleen Adams used to call her home her “forever.” The Conroe-area property had room for reunions, a pool and a 1,400-square-foot porch. Now, much of her life is boxed upstairs. After repeated floods, she said she watches the weather, tracks river levels—and waits for a buyout process that can take